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Improving My Financial Situation


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Improving My Financial Situation

After struggling with money for years, I finally made the decision to start focusing on my finances. Instead of buying whatever I wanted and hoping for the best when my rent came due, I started carefully calculating my expenses and budgeting my money carefully. It took a lot of practice, but after a few months, I could tell that it was making a significant difference. I started noticing that I had more money in my pocket and that I was less stressed about the hassles involved with fulfilling my financial obligations. This blog is all about improving your financial situation.

Latest Posts

Should You Pay Off Your Mortgage Before You Retire?
7 September 2018

For many soon-to-be retirees, paying off their mor

2 Major Benefits Of Using A Cash-Out Refinancing
13 June 2018

Cash-out refinancing is when you refinance your mo

3 Things To Consider Before Filing For Bankruptcy
14 March 2018

Filing for bankruptcy is something that many peopl

3 Great Benefits Of Video Banking
30 December 2017

Video banking has changed the way that a lot of pe

Three Easy Ways To Learn The Stock Market
5 November 2017

To the uninformed, the stock market is undoubtedly

Archive

Should You Pay Off Your Mortgage Before You Retire?

For many soon-to-be retirees, paying off their mortgage marks the first (or final) step toward financial independence. Without the burden of a housing payment (other than property taxes and homeowners' insurance) in retirement, many are able to supplement their lifestyles on their Social Security check, a pension, or retirement savings. But like other aspects of personal finance, the decision whether to pay off your mortgage before you retire is a highly individual one and can't always be decided on the basis of facts and figures alone. Read More 

2 Major Benefits Of Using A Cash-Out Refinancing

Cash-out refinancing is when you refinance your mortgage for more than what you owe, but less than the total value of your home. For example, if your home is worth $300,000, but you owe $150,000 and decide to refinance your home for $200,000, that would be a cash-out refinancing because you can technically take the $50,000 over the value of what you owe in your home in cash. The two biggest benefits of taking a cash-out refinance of your mortgage are the money can help satisfy a big expense and help you better manage your debt. Read More 

3 Things To Consider Before Filing For Bankruptcy

Filing for bankruptcy is something that many people find themselves doing at some point; there are a variety of financial hurdles that can make bankruptcy the best option, including medical bills, a failing business, or simply taking on too much debt. However, it's important to consider bankruptcy carefully before taking this route. Bankruptcy has a major impact on finances for years, and it's also a process that can take more time than many people expect. Read More 

3 Great Benefits Of Video Banking

Video banking has changed the way that a lot of people think about banks and do their own banking. There are a lot of excellent benefits that have emerged from video banking that have essentially made banking easier for everyone.  You Can Bank From Anywhere  One awesome benefit of video banking is the fact that your banking needs can be met anywhere. If you are super busy or far away from your bank, this isn't a problem. Read More 

Three Easy Ways To Learn The Stock Market

To the uninformed, the stock market is undoubtedly extremely confusing. Most people don't know the difference between a bull market or bear market or any of the other 8,000 terms listed in the National Association of Securities Dealers Automated Quotations' (NASDAQ) online glossary of stock market and related financial terms. Like any industry, learning the jargon can initially pose a hurdle, but with time, effort, and study, you can learn how to play the stock market game. Read More